During her final year at International Islamic University Malaysia (IIUM), accounting student Halimaton Mohamad had only one thing in her mind: to complete her academic paper on waqf , the Islamic approach to endowment. She was keen on unearthing the meaning behind the idea, and devising practical applications based on the concept. It was a subject close to her heart not only because it’s within her field of study, but also because she herself has benefitted from the system. Growing up within modest upbringing in Gemencheh, Negeri Sembilan, life was never smooth-sailing for 30-year-old Halimaton. The third daughter of four siblings comes from a family who was within the low income bracket, but never sees it as a limitation for her to progress. Thanks to endowments, she was able to pursue her studies at Maahad Ahmadi, Negeri Sembilan and later on, IIUM. The experience left a lasting impact on her, and she was adamant on paying it forward. An extended research In 2012, H